Underwriter

Job Purpose

As an Underwriter at Honda Federal Credit Union, you will provide expertise in underwriting, structuring, documenting, approving or denying member loan requests for all non-real estate loans including credit cards, personal loans, boat, RV, auto and indirect loans.

Key Accountabilities

• Review member information, analyze credit bureaus, verify collateral value, and determine the overall ability for the member to repay
• Review and decide indirect loan applications with professional and courteous dealer interaction
• Provide timely cross-sale information, counter offers, credit line reviews/closures to internal team
• Ongoing education and training

Qualifications, Experience, and Skills

• High school diploma or General Education degree
• Two years related experience and/or relevant training
• Working knowledge of state and federal Lending regulations
• Computer skills: knowledge of Microsoft office suite
• Reasoning ability to structure loan offers, understand regulations, policies and procedures
• Member service and communication skills
• Negotiation skills
• Analytics and creative reasoning

Total Rewards

• Competitive Base Salary
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

Career Growth

• Advancement Opportunities
• Career Mobility
• Education Reimbursement for Continued Learning
• Training and Development programs

Additional Offerings

• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs