Credit Risk Operations Associate (CDMX)

We are seeking a Credit Risk Operations Associate to join our team in Mexico City. As a key member of our credit risk operations team, you will play a critical role in ensuring a healthy financial ecosystem for businesses around the world.

The credit risk operations team is responsible for conducting credit risk assessments, underwriting small and mid-size users, and proposing mitigation strategies that enable Stripe to take smart risks for our users.

Responsibilities:

• Work with merchants to evaluate their business models and financial statements
• Help manage Stripe's portfolio by developing a deep understanding of risk across industries, geographies, and operating models
• Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
• Utilize analytics to optimize strategies which can be enforced across Stripe's portfolio
• Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
• Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements

Requirements:

• A minimum of 1+ years of experience with knowledge of commercial credit underwriting, financial risk modeling and cash flow forecasting
• Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
• Analytical thinking and problem solving skills
• Process-oriented mindset and ability to get things done
• Ability to prioritize and enjoy working in a quick-moving environment
• Humble and proven track record for working well across teams and with external partners

Preferred qualifications include proficiency in SQL or other data analysis tools and the ability and desire to challenge the status quo.