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Ford Motor Credit Company

Senior Software Developer- Lead Developer(Core Banking)

Ford Motor Credit Company
remote senior full-time $113,580-190,500 United States
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First indexed 25 Apr 2026

Description

We are seeking a Senior Software Developer to lead the development of our core banking system, which will be built on a cloud-native foundation using Google Cloud Platform (GCP). As a key member of our team, you will design, develop, and deliver mission-critical banking services across our ecosystem.

Key responsibilities include:

  • Designing and developing core banking capabilities, including accounts, transactions, ledgers, interest calculations, and operational workflows.
  • Leading the design and implementation of services and integrations across Fiserv DNA, Create Digital, Nautilus, and related banking platforms.
  • Designing and implementing robust integration layers across core banking, Fiserv platforms, digital channels, and enterprise systems using APIs, events, and file-based patterns.
  • Building highly available, secure, and scalable services using Google Cloud Platform, including GKE/Cloud Run, Pub/Sub, Cloud SQL/PostgreSQL, Secret Manager, and Cloud Logging/Monitoring.
  • Defining and implementing API standards as REST, including idempotency, versioning, and performance considerations across the banking ecosystem.
  • Developing modular services using Java and Spring Boot, leveraging domain-driven design and well-bounded contexts.
  • Building secure-by-default services for a regulated financial environment, including PII protection, encryption, audit trails, and least-privilege IAM.
  • Contributing through hands-on coding, design reviews, and mentoring. Establishing best practices for TDD, CI/CD pipelines, and automated quality gates.
  • Defining SLIs/SLOs and implementing logging, monitoring, and distributed tracing. Leading root-cause analysis and driving reliability improvements.
  • Translating product requirements into scalable technical designs and iterative delivery milestones while managing technical debt.
  • Working closely with product, architecture, security, and vendor partners, including Fiserv and other strategic platform providers, to align solutions with platform capabilities and business outcomes.

Requirements:

  • Bachelor's degree in Computer Science, Software Engineering, or related field. Master's degree preferred.
  • 8+ years of professional software engineering experience.
  • 3+ years in a technical lead or senior developer role delivering large-scale, mission-critical systems.
  • Proven experience building or modernizing core banking systems or similar financial platforms such as ledgers, payments, lending, or deposits, where auditability and transactional correctness are critical.
  • Strong hands-on expertise in Java / J2EE and Spring Boot, including Spring Security, Spring Data, and API design.
  • Strong experience building integration layers and APIs across enterprise systems.
  • Experience designing and operating cloud-native applications on GCP or AWS.
  • Experience working with core banking platforms and integration patterns. Experience with Fiserv DNA, Create Digital, Nautilus, or similar banking platforms is strongly preferred.
  • Strong understanding of asynchronous processing and high-volume transaction systems.
  • Experience with relational databases such as PostgreSQL/SQL, data modeling, and transactional integrity.
  • Experience building secure systems that handle PII and financial data, including encryption and secure SDLC practices.

Preferred qualifications:

  • Deep experience with Fiserv technologies, including DNA, Create Digital, Nautilus, or adjacent platform components.
  • Experience with event streaming platforms such as Kafka or GCP Pub/Sub.
  • Experience with file-based and batch integrations such as SFTP and enterprise file gateways like GECHub.
  • Experience with identity and security patterns such as OAuth2 and SAML.
  • Familiarity with observability tools for logging, tracing, and monitoring.
  • Experience with CI/CD pipelines and DevOps practices.
  • Experience working in regulated financial environments.

Benefits:

  • Immediate medical, dental, vision and prescription drug coverage
  • Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
  • Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
  • Vehicle discount program for employees and family members and management leases
  • Tuition assistance
  • Established and active employee resource groups
  • Paid time off for individual and team community service
  • A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
  • Paid time off and the option to purchase additional vacation time.

Salary: This position is a salary grade 8 and ranges from $113,580-190,500.

This listing is enriched and indexed by YubHub. To apply, use the employer's original posting: https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/62545