Credit Manager I

HSBC Corporate and Institutional Banking is seeking an experienced Credit Manager I to join our team in Guangzhou. The successful candidate will be responsible for delivering BCO tasks in line with agreed OKRs, SLAs, and KPIs, and owning the end-to-end Credit & Lending servicing journey.

Key Responsibilities:

• Deliver BCO tasks in line with agreed OKRs, SLAs, and KPIs
• Ensure a seamless and efficient Credit & Lending servicing journey for customers and internal stakeholders
• Combine client relationship management with strong risk assessment and management capabilities to ensure required credit quality and returns on risk
• Drive productivity improvements while enhancing client experience
• Adopt technology and customer experience improvement initiatives, including alignment to a globally consistent C&L operating model
• Participate in deal discussions and meetings with clients or credit risk as required
• Build and maintain strong relationships across teams, including credibility with Business and Risk leaders
• Protect the Bank by acting as First Line of Defence and adhering to all controls
• Maintain HSBC internal control standards, including timely implementation of internal and external audit recommendations
• Engage in constructive and consistent dialogue with risk partners to balance commercial outcomes and risk management
• Work with the BCO Team Lead to ensure adequate credit risk management controls are built into the operational process

Requirements:

• Bachelor's degree in Business, Finance, or a related field
• 5-8 years corporate lending experience with strong analytical skills and sound credit knowledge
• Strong understanding of various financing instruments and banking products for Wholesale Banking
• Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior leaders
• Clear understanding of the Group credit risk principles, policies, and statutory compliances
• Strong commercial mindset
• Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization