Financial Services Compliance Lead

Gusto is looking for an experienced financial services compliance professional to lead product compliance support across consumer financial products, commercial financial services, payments, and embedded finance offerings.

In this high-impact, cross-functional role, you'll serve as a strategic partner and trusted advisor to Product, Engineering, Legal, Compliance, Marketing, Operations, and business leaders, helping design, operationalize, and scale practical compliance solutions that support responsible innovation and enable durable business growth.

Responsibilities:

• Serve as a strategic compliance partner to Product, Engineering, and business stakeholders on financial services regulations
• Mature and expand Gusto's Compliance Management Program to cover emerging financial services and payments offerings
• Own regulatory change management in partnership with Government & Regulatory Affairs
• Translate complex regulations into clear guidance, controls, procedures, training, and documentation
• Oversee product compliance controls and run monitoring, control testing, risk assessments, and issue management
• Support vendor onboarding, third-party risk assessments, due diligence, and ongoing oversight
• Serve as key liaison with banking and strategic partners, supporting audits, compliance reporting, examinations, regulatory inquiries, and remediation activities
• Partner across Product, Engineering, Legal, and Operations to design and apply AI-enabled workflows for compliance monitoring, control testing, documentation, and issue management

Requirements:

• 10+ years of relevant compliance experience in an in-house legal, compliance, risk, or regulatory function
• Deep expertise in financial services and payments compliance, including consumer protection requirements
• Demonstrated experience with embedded finance, banking-as-a-service, sponsor bank partnerships, payments, ACH, card programs, lending, or deposit account products
• A track record of building, scaling, or enhancing compliance programs
• Experience advising Product, Engineering, Marketing, Legal, and Operations teams on product launches, strategic partnerships, and customer-facing materials
• Strong judgment and issue-spotting skills, with the ability to distill complex regulations into clear guidance
• Demonstrated experience using AI tools to build scalable compliance workflows

Benefits:

• Competitive base pay
• Benefits
• Equity (RSUs)

Salary: $148,085/yr to $182,638/yr in Denver & most major metro locations, and $174,470/yr to $215,180/yr for San Francisco & New York