Senior Risk Strategist - Card Fraud

We are looking for a Senior Risk Strategist to join our Risk Strategy team. As a Senior Risk Strategist focused on card fraud, you'll own and shape Mercury's card fraud and dispute strategies, combining data-driven analysis with strategic problem solving.

You'll partner closely with Product, Engineering, Operations, and Compliance to deliver scalable outcomes that enable the business and reduce fraud losses while protecting customer experience.

Some key responsibilities include:

• Owning strategy and execution for card fraud, while also contributing to broader fraud strategy across adjacent domains
• Using data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs
• Partnering with Compliance and Legal to ensure solutions align with regulatory requirements
• Leading cross-functional efforts with Product, Engineering, and Operations to design and implement scalable risk solutions
• Serving as a domain expert in card and transaction fraud, proactively identifying gaps and driving systemic improvements across fraud programs

To be successful in this role, you'll need:

• 6+ years of experience in an analytical role, including 4+ years in card fraud detection and strategy
• Deep expertise in card and transaction fraud, including authorization controls and card network rules
• Experience designing and executing fraud strategies across adjacent domains (e.g., onboarding, ACH, checks, RTP, ATO)
• Skilled in customer risk scoring/modeling and process automation
• Strong SQL proficiency and ability to translate data into actionable strategy
• Track record of balancing risk, compliance, and customer experience in cross-functional settings
• Excellent communication skills to simplify complex risk concepts into clear recommendations
• Proven ability to operate in ambiguity and make decisions with imperfect information
• Curious, growth-oriented, and motivated to work on fraud problems at all lifecycle stages (new product launches, scaling, and legacy optimization)