Description
Join HSBC as a Responsible Credit in our Continental Europe Wholesale Credit Risk Management team in Paris. As a key member of our team, you will be responsible for managing credit risk for France and other European countries, including Spain, Italy, Netherlands, Belgium, Luxembourg, Ireland, Poland, Czech Republic, Nordic countries, Malta, and Germany.
In this role, you will be responsible for:
- Managing a defined portfolio related to large credit risk questions
- Examining, recommending, and approving credit proposals for HSBC, in accordance with authorised credit limits
- Maintaining a solid credit quality, in line with the Group's conservative, constructive, and competitive credit culture
- Promoting prudent lending principles to ensure high-quality assets and minimise credit losses
- Identifying and highlighting emerging risks and sub-standard credit exposures, and ensuring appropriate measures are taken to protect the Bank's interests
- Regularly engaging with internal stakeholders and clients, understanding and sharing the vision, best practices, challenges, and potential solutions; and collaborating on transaction pipelines, credit directives, portfolio or product analyses, appetite definition, and other credit risk-related initiatives
- Maintaining regular communication with business teams, products, and the Group, reinforcing HSBC's strong brand reputation among third parties
If you have the following skills and experience, we encourage you to apply:
- A degree in Business Administration, Finance, or a related field
- Experience in operational environments to understand effective risk management applications
- Collaboration at all levels of the organisation to understand interfunctional links and dependencies, as well as global operational dynamics
- Development of professional skills to determine risk-based solutions
- Communication and interpersonal skills, including the ability to argue for risk management in business language
- Proven ability to prioritise competing demands
- Demonstrated ability to evaluate risk trends, both internally and externally
- Maturity, resilience, and excellent negotiation and communication skills
- Proficiency in English (oral and written); French would be an asset
- Strong knowledge of finance and accounting
We encourage you to apply even if you don't meet 100% of the criteria above.
Why join HSBC?
HSBC has been certified as a Top Employer 2025 in Europe by the Top Employers Institute, recognising our HR practices and leadership in France, Germany, Italy, Luxembourg, Poland, and Spain. We have also been certified as a LinkedIn Top Employer 2024 in the banking and finance sector in France.
At HSBC, you will have access to:
- A dynamic career development policy through HSBC University and our Degreed learning platform
- Opportunities for international development: this role can be a stepping stone to other countries where we operate
- Autonomy and flexibility, including our telecommuting agreement and various measures to enhance well-being in our workplaces
- Financial security through various mechanisms such as a Pension Plan, a Collective Retirement Plan, a Mutual Fund for you and your family, a Loyalty Bonus, a Time Savings Account, etc.
- A CSE with offers for tickets, travel, sports, etc.
- Benefits for families: parental leave, extended maternity leave, birth grant, partial reimbursement of childcare costs, assistance for employees accompanying disabled relatives, etc.
- Various devices to ensure your psychological well-being, including access to a 24/7 support hotline for you and your loved ones
- An inclusive and diverse work environment that allows you to work collaboratively while being yourself, thanks to our Employee Resources Groups (ERGs)
- These benefits are in addition to local usual benefits (50% reimbursement of transportation costs, 5 weeks of paid leave and RTTs, a meal ticket card or access to the company restaurant depending on your place of assignment)
Being open to different perspectives is essential to our activity and all our stakeholders. At HSBC, we commit to making our workplace an inclusive environment by removing obstacles and ensuring careers are accessible to everyone. If you need a particular accommodation during the recruitment process, please let us know.
Your personal data, collected by HSBC in the context of processing your application, will be used in accordance with our 'Privacy Statement', available on our website.
For more information on our offers and career prospects, visit www.hsbc.com/careers!