Assistance Vice President US Business Credit Office, Commercial Real Estate (CRE)

We are seeking an Assistant Vice President to join our US Business Credit Office in Commercial Real Estate (CRE). As a key member of our team, you will be responsible for delivering credit and risk ownership, including writing credit papers and forming recommendations aligned to risk appetite.

Responsibilities:

• Deliver credit and risk ownership including writing credit papers and forming recommendations aligned to risk appetite
• Perform credit analysis including modelling projections and enterprise valuation analysis for commercial real estate and REIT transactions
• Coordinate closely with relationship managers, Credit Risk, global partners and product teams to support CIB priorities
• Apply sector knowledge to interpret transaction risk profiles and assess commercial real estate and REIT credit fundamentals
• Partner with relationship teams on credit engagement to optimise relationship value and deliver needs-based solutions and fair customer outcomes
• Attend client meetings as needed and act as a first point of contact for credit-related customer enquiries
• Follow HSBC policies, procedures and control requirements and escalate actual or potential issues through the right channels
• Embed operational risk considerations into day-to-day decisions and ensure audit and regulatory actions are implemented on time

Requirements:

• Substantial corporate and institutional banking underwriting experience in commercial real estate and REITs
• Structuring and credit underwriting experience across lending and related banking products
• Thorough understanding of commercial real estate and REIT credit and risk profiles
• Ability to produce clear, well-reasoned credit analysis and recommendations using expert judgement within policy and regulatory requirements
• Effective communication and prioritisation skills

Benefits:

• Competitive pay and benefits package
• Robust Wellness Hub
• Industry-leading volunteerism policy
• Generous matching gift program
• Comprehensive program of immersive Sustainability and Climate Change Initiatives