Description
In compliance with applicable laws, HSBC is committed to employing only those who are authorised to work in the US. As an Associate in HSBC Innovation Banking – Credit Solutions, you will support underwriting and portfolio management activities by analysing financial statements and overall company performance, building and maintaining spreads and financial models, and running sensitivity analysis to inform credit decisions.
Your responsibilities will include preparing credit applications and drafting concept memos and other credit materials for deal leads and credit approvers. You will also take responsibility over portfolio reporting by reviewing monthly financials, tracking performance versus plan and cash runway, identifying emerging risks, and escalating issues and recommendations promptly.
As a key member of the team, you will contribute to internal and external meetings by preparing questions, materials, and insights; join calls and produce clear notes and follow-ups (including PR note distribution). You will develop a strong understanding of the end-to-end sales and credit process, including deal structures and use cases, while collaborating across teams with a positive, adaptable, detail-oriented mindset aligned to HSBC/IVB values.
To succeed in this role, you will need to demonstrate your ability to analyse financial statements and company performance, build and maintain spreads and financial models, and run sensitivity analysis to support underwriting and portfolio decisions. You should also have experience actively managing a portfolio as a secondary point of contact, digesting monthly financials, tracking performance versus plan and cash, identifying emerging risks, and escalating issues and recommendations to the deal lead in a timely way.
As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package, including a robust Wellness Hub, all in a welcoming and inclusive work environment.