Description
This role offers hands-on ownership of underwriting, diligence, and financial analysis across a variety of asset-oriented and corporate transactions.
As an Analyst, Underwriter – Asset Based Finance, you will work directly with Portfolio Managers to underwrite, risk assess, and analyze asset-based finance, asset-based lending, and corporate lending transactions.
Key responsibilities include:
- Setting up covenant packages, risk ratings, and monitoring KPIs
- Analyzing new prospects for credit quality, including financials and projections
- Evaluating collateral from a broad spectrum of industries for suitability for asset-oriented facilities
- Preparing internal documentation to evaluate new opportunities, including pre-screens and final approval documentation
- Working closely with risk management on approvals and presenting borrower and structure to the risk committee to secure deal approval
The position is well-suited for candidates who excel in fast-paced, entrepreneurial credit environments and enjoy managing multiple workflows with high accountability.
Hands-on involvement in underwriting, diligence, financial statement analysis is a must.
Qualifications:
- 5+ years direct experience in credit, underwriting, and structuring of asset-based and corporate lending transactions
- Familiarity with asset-based finance, asset-based lending across broad industries, including specific sector risks and nuances
- Significant market knowledge of balance sheet and off-balance sheet structures
- Knowledge of legal documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
- Ability to produce excellent underwriting work product with detailed up/down analysis
Required skills include analytical thinking, attention to detail, financial analysis, underwriting, portfolio management, and prioritization.