Operations Associate, Financial Crimes EDD/PEP

Job Description

At Stripe, our Mexico City office is a vibrant hub at the forefront of our mission to reshape the financial landscape for businesses worldwide.

Our team prioritizes collaboration, innovation, and excellence. As a member of the Mexico City team, you'll be part of a mission-driven community dedicated to enhancing the global economy and increasing the GDP of the internet.

We strive for excellence by creating with craft and beauty, while having fun and celebrating our successes together.

Responsibilities

We are looking for someone who is passionate about fighting financial crimes and solving the puzzle of investigations, is naturally curious, and is comfortable operating in ambiguity and finding creative solutions.

You will be responsible for conducting investigations and making account-level judgments and recommendations for regulatory reporting.

You will be confident in looking through data, assessing various indicators, and making judgements on your findings.

The right candidate for this role will have experience in financial crimes compliance, preferably within the fintech or e-commerce space.

Conduct decision reviews for Enhanced Due Diligence (EDD) and Politically-exposed Persons (PEP)

Understand complex regulatory and compliance requirements within the financial services space and complete analyses in accordance with these requirements

Analyze complex problem and exercising sound analytical judgment on investigation resolutions or decisions

Perform assignments/tasks of high complexity and resolving incoming requests from internal Stripe teams, financial partners, or other parties

Adhere closely to process documentation and draft clear and concise investigative summaries and analyses, including draft regulatory reports for submission

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

2+ years of experience in financial crimes, AML, EDD or PEP roles

Experience conducting in-depth user KYC, nature of business, adverse media, high risk country / business sector reviews in EDD work flows

Experience reviewing PEP and user alert details, understanding mitigation factors and making determinations / escalations

General awareness of money laundering, terrorism financing, and/or sanctions trends and regulatory developments

Independently analyze and evaluate information from various data sources to determine a course of action for a matched case

Ability to clearly record by writing the rationale & documenting the evidence of the decision making process about the match being positive or false for analytical, presentation, and audit purposes

Excellent written, spoken and interpersonal skills,

Excellent problem-solving skills and demonstrated ability to work independently, analyze problems and data sets to make complex investigation decisions

Self-disciplined, diligent, proactive and detail oriented

Preferred qualifications

Knowledge in payments and the fintech industry

Familiarity with SQL and ability to use template or pre-made SQL queries as part of investigations