Manager Credit Analysis Unit - International Mid-Market

We are seeking an experienced professional to join our team as a Manager Credit Analysis Unit - International Mid-Market. This role will support International Mid-Market, Corporate and Institutional Banking by improving credit quality, reducing potential loss to the Bank, and achieving quicker credit application turn-around times.

Responsibilities:

• Conduct focused and independent analysis of credit risk to improve credit quality and reduce potential loss to the Bank.
• Perform full credit analysis (customer/industry) and support Relationship Managers in focusing more on relationship and marketing.
• Respond quickly to new business referrals and identify customer/industry business opportunities while maintaining a consistent conservative credit culture.
• Develop industry & sectoral specialization and through effective peer group analysis identify the trends of the business and bankable names for long-term relationship development.

Requirements:

• Moderate length credit and operating risk analysis skills in corporate banking fields.
• Good credit risk skills and good knowledge of corporate banking, commercial lending, investments and/or trade products and ability to interpret meaningful information from financial accounts.
• Good banking products knowledge, particularly credit related products and knowledge of credit application process preferably in corporate banking.
• In-depth understanding of the local market, vast industry-specific knowledge, including regulatory landscape.
• Proven track record of managing healthy credit portfolios; execution of solid credit analysis to support business growth and new to bank business acquisition.
• Execution of stress-testing and medium-to-complex cash-flow projections.
• Ability to maintain good quality of output under pressure condition and tight deadline, and ability to maintain a high level of intense concentration for a prolonged period.
• Proactive, well-developed interpersonal, influencing and presentation skills with highly motivated and prepared to accept challenges mindset.
• Effective communication skills - Demonstrate high degree of integrity.