Description
At Aviva U.S., we're establishing a Commercial Insurance organization and seeking a Property Underwriter to serve as a trusted underwriting professional. You will evaluate, select, price, and manage complex commercial and specialty insurance risks.
Responsibilities:
- Evaluate sophisticated risk exposures, analyze financial and operational information, structure customized insurance solutions, and balance profitable growth with Aviva's risk appetite and portfolio objectives.
- Independently manage a portfolio of middle-market and large commercial property risks, exercising established senior underwriting authority and meaningful account-level decision-making responsibility.
- Provide technical knowledge and market insight to underwriting strategy and portfolio initiatives while serving as a resource and mentor to Underwriting Assistants, Underwriting Analysts, and less experienced Underwriters.
- Resolve complex account-level matters and refer unusually complex, strategically significant, or authority-exceeding decisions to the Executive Underwriter, Team Leader, or Head of Property.
Requirements:
- 3-5+ years of progressively responsible commercial or specialty insurance underwriting experience.
- Demonstrated expertise in underwriting principles, risk assessment, and pricing methodologies.
- Strong analytical and financial evaluation skills.
- Proven ability to manage broker relationships and drive business results.
- Excellent communication, negotiation, and decision-making skills.
- Ability to work independently while collaborating effectively within a team environment.
- Bachelor's degree in Business, Finance, Risk Management, Insurance, Economics, or related discipline, or equivalent professional experience.
Preferred Qualifications:
- CPCU, ARM, AU, AINS, or other professional insurance designation.
- Specialty insurance expertise in Property.
- Established broker and agency relationships.
- Experience with portfolio management and profitability analysis.
- Demonstrated experience underwriting complex middle-market or large commercial accounts and risk structures.
What You'll Gain:
- Salary band: $75K-$125K.
- Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, health benefits, and volunteer opportunities.
- Hybrid flexible work model.
- Outstanding career development opportunities.
- Competitive vacation package.