Description
In the capacity of a Credit Underwriter for the EMEA region, you will act as a strategic business advisor who bridges the gap between commercial enablement and rigorous risk management.
Your mandate includes setting credit lines for a diverse range of partners and customers while managing the underwriting of financing transactions that align with Cisco’s risk appetite and balance sheet requirements.
Your Primary Tasks
- Examine and interpret financial statements and credit metrics to produce objective, documentation-backed assessments for new and existing customers and partners.
- Assign risk ratings in strict accordance with Cisco’s internal credit policy.
- Monitor aged debt and perform regular reviews of outstanding balances to identify emerging trends or credit deterioration.
- Partner with sales, operations, and finance to architect complex transaction structures that support growth while mitigating risk.
Minimum Qualifications
- Bachelor’s degree or equivalent experience in Finance, Economics, or Business Administration.
- 3 to 5 years of credit experience within the financial services sector or related industries
- Excellent analytical, problem-solving, and decision-making skills.
- Strong communication, presentation, and interpersonal skills.
- Ability to collaborate effectively with cross-functional teams and stakeholders.
- Detail-oriented and able to work independently.
Preferred Qualification
- Proficiency in French, Spanish or another European language.