Description
Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
We're looking for a Fincrime expert to help us set up our Spanish branch from the ground up. Acting as DMLRO, you will join our growing team and support the Head of Compliance/MLRO and the Country Manager in designing a robust and effective financial crime compliance framework for Wise Spain, which includes AML, CTF and Sanctions.
Key Responsibilities:
- Deputise for the MLRO when necessary, internally and externally with authorities and auditors.
- Oversee suspicious activity reporting processes, including establishing standards for receiving internal reports and submitting external reports to SEPBLAC.
- Maintain and oversee the local financial crime policy framework and program, ensuring alignment with Spanish regulatory requirements.
- Horizon scan for new financial crime regulations and guidance, identifying emerging regulatory developments.
- Provide assurance and challenge to First Line of Defence teams on financial crime controls.
- Support product and business teams by advising on financial crime compliance for new products and features.
- Coordinate and respond to information requests from Internal Audit and the External Expert.
- Create risk assessment reports for the Branch's self-assessment and for the launch of new products.
- Support the creation and delivery of content shared with regulators.
Opportunities:
- Participate in the set up of the Wise EU Spanish Branch from the ground up.
- Develop an in-depth knowledge of Wise's customers and products.
- Help keep our Products safe and compliant.
- Choose your own path to impact and success.
Requirements:
- 7+ years of experience in financial crime compliance, specifically in AML/CTF.
- In-depth knowledge of relevant rules and regulations, including what local regulators expect.
- Domain expertise in Spanish financial crime regulations, risk management frameworks, and control environments.
- Demonstrable experience designing and proactively challenging processes and controls.
- Strong communication skills and the ability to make a logical, persuasive argument.