Underwriter

Your future in underwriting starts here.

In RULDP Evolve at The Cigna Group, you'll gain the skills and expertise to assess risk, influence strategy, and build a career with purpose and impact.

Key Responsibilities:

• Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.
• Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and articulate trade-offs.
• Help manage a book of business by monitoring performance, identifying trends, and taking proactive action.
• Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.
• Negotiate with clients and brokers using clear rationale, professional presence, and strong follow-through.
• Share insights and best practices that improve underwriting consistency, efficiency, and outcomes.

What You'll Get:

• Structured Curriculum: Comprehensive training modules include risk evaluation, pricing fundamentals, product knowledge, negotiation strategies, portfolio management, and leadership communication.
• Leadership Development: Coaching, workshops, mentoring, and hands-on business initiatives to accelerate your growth.
• Career Exploration: Job shadowing and strategic projects, plus an optional rotation to broaden exposure across products, markets, and customer segments.
• Mentorship & Networking: Connect with early-career talent and senior leaders dedicated to your professional development.

Required Qualifications:

• Bachelor's degree is required. Preferred majors/minors: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• Demonstrated quantitative capability and comfort working with math and numbers.
• Strong written and verbal communication skills, including the ability to present recommendations with clarity.

Preferred Qualifications:

• GPA 3.0 or higher.
• Strong analytical and critical thinking skills.
• Confident negotiator and problem-solver.
• Customer-focused mindset.
• Proficiency with Excel or similar analytical tools.
• Growth mindset and learning agility; comfortable using feedback to make improvements.

Additional Information:

• Start date: January 11, 2027.
• Location: This position is based in Bloomfield, CT or Scottsdale, AZ. The role requires a hybrid work schedule, with a minimum of three days per week working onsite.
• Anticipated hourly rate: 25 - 38 USD.
• Eligible to participate in an annual bonus plan.
• Comprehensive range of benefits, including medical, vision, dental, and well-being and behavioral health programs.