Description
The Senior Manager, Credit Card Compliance Advisor performs a key risk management role in the second line of defense, helping to ensure corporate initiatives and processes comply with applicable laws and regulations.
The Credit Card Compliance Advisor will support and advise on the following areas within the US Card business: Card Acquisitions, Campaign Eligibility, Ability to Pay, Credit Line Management, and Data Management.
The laws and regulations that the Credit Card Compliance Advisor will be providing guidance on include Regulation Z, Regulation B, FCRA, and UDAAP.
Responsibilities:
- Identify potential internal and external risks relating to lines of business initiatives and processes, and provide guidance on remediation.
- Maintain subject matter expertise of applicable laws and regulations.
- Perform and review control assessments executed by peers for accuracy and adherence to test procedures.
- Evaluate Internal Audit, Regulatory Exam, and self-identified issues and events for compliance impacts.
- Provide effective challenge and guidance on compliance risks and support lines of business through various interactions and forum engagements.
- Advise lines of business on application of Compliance requirements.
- Assist lines of business in the development and maintenance of the Compliance Program.
- Support lines of business through expert advice and influence adjustments to processes, procedures, and controls.
- Perform UDAAP validations and reviews.
- Participate in governance activities, including Compliance Requirements, Compliance Risk Assessments, Business Change Management, Issue and Event Management, and others.
- Participate in reporting activities, including Monthly Business Reviews, Quarterly Compliance Reviews, and other reports used by Senior Leadership.
Basic Qualifications:
- Bachelor’s Degree or military experience.
- At least 5 years of experience in Compliance, Risk Management, Audit, or Legal.
Preferred Qualifications:
- 7+ years of experience in Compliance, Risk Management, Audit, or Legal.
- Master’s Degree or J.D.
- Compliance certifications such as CRCM, ACAMS, or CIPP.
- Strong knowledge of Credit Card Operations, Servicing, Systems, or Platforms.
The minimum and maximum full-time annual salaries for this role are: Chicago, IL: $161,500 - $184,300 McLean, VA: $177,700 - $202,800 Richmond, VA: $161,500 - $184,300
This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI).
Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well-being.