Underwriter

This position is responsible for assessing mortality and/or morbidity through a comprehensive risk evaluation process comprised of health, financial, lifestyle, occupation and personal history within pre-determined authority levels.

Responsibilities:

• Provide superior client-focused underwriting service which balances sales objectives within risk tolerance and profitability objectives that contributes positively to persistency and reputation in the marketplace
• Ensure competitive underwriting recommendations are consistently made on a timely basis to RBC clients in order to place business that is consistent with RBC pricing and profitability objectives
• Seek new opportunities to reduce new business acquisition costs by reducing department wastage through increased modified offers, reconsiderations and offer additional products on declines, postpone and rated policies
• Ensure audit results are within acceptable ranges
• Maintain quality of underwriting decisions in all areas of UW as determined through audits by management, GRM, Internal Audit and Reinsurers

Requirements:

• Minimum 5 years of Individual Life or Living Benefits Underwriting experience
• Bilingual (English and French)
• Analytical, problem-solving, strong oral and written communication skills, teamwork, motivation, and quality focus

Nice to have:

• Working knowledge encompassing the underwriting risk evaluation of Disability and Critical Illness insurance products

What's in it for you:

• A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans
• Competitive pay and high-earning potential
• All the tools, training, and team support you need to grow your career
• Flexible work/life balance options
• Sophisticated RBCI software tools to boost your productivity