Description
Starling, the UK's first and leading digital bank, is seeking a Head of Credit Decision Modelling and Strategy to lead the development and continuous improvement of regulatory and operational credit risk models and credit decisioning strategies.
The successful candidate will play a pivotal role in safeguarding the financial stability of the Bank by leading the development and continuous improvement of regulatory and operational credit risk models and credit decisioning strategies. This involves working closely with stakeholders across the business to deliver robust credit risk models and strategies that align with the Bank's overall risk appetite and strategy.
Key responsibilities include:
- Leading the development, monitoring, and maintenance of the Bank's credit risk decisioning models
- Developing and monitoring automated decisioning strategies for the Bank's lending products
- Defining standards for credit risk model development and ensuring compliance with regulatory requirements
- Collaborating with internal stakeholders to ensure models and strategies support business objectives
- Leading and developing a high-performing team of risk modelling analysts
Requirements:
- 10+ years of experience in Credit Risk within a Banking environment
- Strong experience of credit risk modelling
- Strong understanding of retail and SME lending products
- Experience of developing and maintaining credit risk strategies
- Proven experience in influencing, negotiation, and relationship management
- Strong communication skills
- Coding experience in Python, R, SAS, or similar
Benefits:
- 25 days holiday plus take your public holiday allowance
- An extra day's holiday for your birthday
- Annual leave increases with length of service
- 16 hours paid volunteering time a year
- Salary sacrifice, company-enhanced pension scheme
- Life insurance at 4x your salary
- Private Medical Insurance with VitalityHealth
- Generous family-friendly policies
- Perkbox membership
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