Description
We are seeking a Business Clients Credit Advisor to join our team in Bangalore, India.
As a Business Clients Credit Advisor, you will be responsible for advising and supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
Your key responsibilities:
- Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
- Preparing credit submissions for approval, and independently applying for credit authority or approvals
- Identifying business clients' credit needs and proposing suitable products, services, and solutions
- Supporting efforts to gain new business and grow earnings potential from existing clients
- Advising and guiding teams in the development of bespoke products/solutions/platforms
- Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients
- Optimal utilization of resources, and compliance with defined performance targets
- Maintaining and growing business contacts and leads in the lending business
- Compliance with internal and credit-related regulations
- Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines
What we'll offer you:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender-neutral)
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 years and above
Your skills and experience:
- Excellent communication in English
- Well-groomed
- Minimum qualification required is Graduation
- Minimum Experience should be 8-12 Years in relevant field
- Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs
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