Description
We are seeking a Business Clients Credit Advisor to join our team in Chennai, India. As a Business Clients Credit Advisor, you will be responsible for advising and supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
Key Responsibilities:
- Advising on credit-related client solutions and assessing loans from an income and risk perspective
- Preparing credit submissions for approval and monitoring credit exposures
- Identifying business clients' credit needs and proposing suitable products and services
- Supporting efforts to gain new business and grow earnings potential from existing clients
- Advising and guiding teams in the development of bespoke products and solutions
- Working with functional and cross-functional colleagues to ensure that products and solutions meet the needs of the bank and clients
- Maintaining and growing business contacts and leads in the lending business
- Compliance with internal and credit-related regulations
Requirements:
- Minimum 8-12 years of experience in a relevant field
- Excellent communication skills in English
- Well-groomed and professional demeanor
- Good knowledge of investments, wealth management, mutual funds, PMS, insurance, and acquisition of new clients
- Ability to leverage AI tools to enhance productivity and optimize workflows
Benefits:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under childcare assistance benefit
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program
- Comprehensive hospitalization insurance
- Accident and term life insurance
- Complementary health screening for employees aged 35 and above
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