Middle Market Insurance Broker

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance.

You will join the Middle Market team at the heart of our U.S. retail platform, serving clients who need both the scale of a global leader and the agility of a local partner.

Your Day Will Look Like You will build and execute a personal sales plan to meet annual revenue and growth objectives in your chosen specialty,either Health & Benefits or Property & Casualty.

Responsibilities:

• Prospect strategically,leveraging centers of influence, referrals, and your own network,to identify new middle market opportunities.
• Conduct risk or benefits reviews, uncovering exposures and recommending tailored solutions in your area of expertise.
• Develop and deliver high-quality proposals that reflect Howden’s consultative approach and market strength.
• Collaborate with account managers, claims advocates, and marketing specialists to ensure seamless service from proposal to renewal.
• Stay closely connected with clients year-round, providing proactive advice and positioning yourself as their trusted advocate.
• Partner with carriers to negotiate and place coverage tailored to complex and unique client needs in your specialty.
• Contribute to building Howden’s presence in the middle market community through networking, events, and thought leadership.
• Keep accurate and current records in CRM and reporting systems, leveraging data to prioritize and plan effectively.
• Continuously grow your expertise by keeping up with emerging risks, market developments, and innovative insurance or benefits solutions.

Skills and Experience That Will Lead to Success

• Active license in your specialty (Property & Casualty or Health & Benefits; multi-state authority preferred).
• 4+ years of success as a producer or advisor in your chosen line of business.
• Proven ability to prospect, network, and convert opportunities into long-term relationships.
• Strong consultative communication skills,able to listen, question, and tailor solutions to client needs.
• Adept at navigating complex placements and negotiations in your specialty.
• Entrepreneurial mindset, with the drive to build your own portfolio inside a supportive global platform.
• Comfort using CRM systems, carrier platforms, and Microsoft Office to stay organized and efficient.
• Team-oriented approach,willing to partner closely with colleagues across claims, service, and leadership to deliver exceptional outcomes.

Compensation and Benefits The expected base salary range for this role is $150,000 and $300,000, depending on experience and location.

In addition to a competitive base salary, employees are eligible to receive a production-based bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance