Underwriter Upper Middle Market Property

DUAL North America is seeking an Underwriter for the Upper Middle Market Property division.

In this role, you will provide expertise in risk evaluation, manage new and renewal submissions, and support profitable portfolio growth.

Responsibilities:

• Meet individual and team production goals that are mutually developed and agreed upon.
• Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools with minimal discretion, ensuring submissions meet underwriting standards for the program and are profitable.
• Evaluate, select, classify and rate/price each risk; establish the standards of coverage and amount of protection to be offered.
• Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions.
• Foster relationships with assigned producers.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out a variety of correspondence such as declination letters, quote follow ups and subjectivity reminders.
• Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in their business line.
• Keep up to date on market dynamics, competitive landscape, and product differences and communicate market intelligence to the broader team.
• Travel may be required up to 20% or more as needed for the business for producer meetings and events as necessary.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.

Underwriting Authority:

• Within 90-180 days it is expected that underwriting authority via LOA would be issued.
• Underwriting authority will be granted in accordance with experience level.

Requirements:

• Bachelor’s degree in risk management, Finance, Business or a related field preferred.
• 1-5 years underwriting experience preferably in the property catastrophe industry segment.
• Professional certifications like CPCU/AU or similar designations a plus.
• Solid understanding of underwriting principles and risk assessment.
• Strong analytical, negotiation and decision-making skills.
• Excellent written, verbal and client-facing communication skills.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to follow policies and procedures.
• Self-motivated with strong attention to detail.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.
• Ability to travel up to 20% or more as required for client meetings, conferences, or industry events.

What we offer:

• A career that you define.
• Medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.