Description
We are seeking a Senior Underwriter, Commercial Insurance (P&C) to join our team responsible for commercial accounts of $50,000 and above.
In this role, you will evaluate and select complex risks in property and casualty insurance, playing a key part in growing our commercial insurance portfolio. You will be the preferred contact for brokers, manage renewals, identify new business opportunities, and utilize your in-depth technical expertise.
Responsibilities
- Analyze and select business by identifying client needs and risk characteristics
- Collaborate with the engineering team to interpret trends and recommendations
- Conduct technical reviews of all complex accounts under your responsibility
- Follow up on pending recommendations with internal partners
- Develop and maintain strong relationships with brokers and other internal stakeholders
- Preserve the quality and profitability of the commercial insurance portfolio
- Transfer risks exceeding your decision-making authority to headquarters
- Identify potential issues in loss ratios and emerging trends
- Master systems, tools, and computer programs related to commercial underwriting
- Participate in audits and quality controls
- Stay updated on industry trends, news, and regulatory changes
Requirements
- Minimum 5 years of experience in commercial insurance (production)
- Excellent French and English language skills, both written and verbal
- Strong risk analysis, pricing, and product knowledge, particularly in:
- Construction
- Manufacturing
- Retail
- Wholesale sector
- In-depth knowledge of risk selection principles, insurance contracts, and pricing programs
- Functional understanding of related areas (claims, risk management, accounting)
- Proficiency in Microsoft Office suite
- Ability to build lasting relationships with brokers and clients
- Collaborative mindset and ability to work effectively with internal teams
- Positive leadership, professional autonomy, and ability to act as a mentor
- Capacity to understand and anticipate broker and client needs
Preferred Qualifications
- Expertise in underwriting complex risks
- PAA/FPAA titles obtained or in progress
- Ability to influence, advise, and collaborate effectively
- Positive leadership and performance orientation
- Motivation to grow a strategic portfolio
What We Offer
- Comprehensive compensation package including base salary, annual bonus eligibility, retirement savings plan, employee stock ownership plan, health benefits, wellness initiatives, and volunteer opportunities
- Hybrid and flexible work model
- Exceptional career development opportunities
- Competitive vacation policy with the possibility of purchasing 5 additional days per year
- Employee-led programs focused on gender, LGBTQ+ community, origins, diversity, and inclusion
- Corporate wellness programs to support employees' physical and mental health