Description
Join Aviva Canada's High Net Worth (HNW) underwriting team as an Intermediate or Senior Underwriter. You will serve as a trusted underwriting expert, making sound risk decisions, providing strategic guidance to broker partners, and contributing to the continued success of the Ovation portfolio.
Responsibilities:
- Underwrite and manage High Net Worth risks, balancing customer needs with profitability and risk appetite.
- Analyze risk, pricing, coverage, and supporting documentation to make informed underwriting decisions.
- Negotiate coverage terms and premiums while maintaining underwriting discipline.
- Build and strengthen broker relationships to position Ovation as a preferred market and support profitable growth.
- Prepare quotes and manage endorsements, renewals, inspections, and policy changes.
- Review and interpret underwriting information, including claims histories, inspections, and driver abstracts.
- Deliver exceptional service with a focus on responsiveness and first-contact resolution.
- Maintain expertise across Ovation products, underwriting guidelines, and market trends.
- Leverage data, insights, and critical thinking to continuously improve underwriting outcomes.
- Effectively manage priorities in a fast-paced, multi-system environment.
Requirements:
- Intermediate Underwriter: 2+ years of High Net Worth property insurance experience in underwriting or brokerage.
- Senior Underwriter: 5+ years of High Net Worth property insurance experience in underwriting or brokerage.
- Demonstrated expertise in risk assessment, coverage analysis, and pricing decisions.
- Strong underwriting judgment with the ability to develop and support sound business cases.
- Knowledge of competitor products, wordings, and market appetite is an asset.
- Proven relationship-building, negotiation, and communication skills.
- Strong analytical and decision-making capabilities.
- Excellent organizational skills with the ability to manage competing priorities.
- Success working in a hybrid environment, demonstrating accountability, collaboration, and productivity.
- CIP, CRM or CPRIA designation, completed or in progress.
- A continuous learning mindset and commitment to underwriting excellence.
What you'll get:
- The salary band for this position ranges from $60,000 to $95,000.
- Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
- Hybrid flexible work model.
- Outstanding career development opportunities.
- We'll support your professional development education.
- Competitive vacation package with the option to purchase 5 extra days off per year.
- Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.
- Corporate wellness programs to support our employees' physical and mental health.