Description
SoFi is seeking a proactive, high-energy Retail Production Assistant to serve as the backbone for top-producing Retail Mortgage Loan Originators (MLOs).
In this role, you will act as the primary bridge between borrowers, realtors, and the internal operations team, ensuring every file is structured for success from day one.
Responsibilities
- Develop and execute targeted marketing strategies to engage the existing book of business for client retention, while proactively building relationships with prospective clients and key centres of influence to drive new-to-bank growth.
- Pull and analyse credit reports, review income/asset documentation, and assist MLOs in determining the optimal loan structure for clients.
- Run Desktop Underwriter (DU), stack files for submission, and proactively request/clear underwriting conditions to ensure "on-time" closings.
- Serve as the primary point of contact for borrowers and realtors, providing status updates and maintaining a seamless white-glove experience.
- Take initial application information over the phone, schedule high-priority appointments, and manage MLO calendars.
- Track all document requests in Encompass and Salesforce. Review incoming files within 24 hours to catch discrepancies, omissions, or income/asset issues before they hit underwriting.
- Collaborate directly with MLOs and Underwriters to resolve complex file issues and documentation gaps.
- Maintain strict adherence to company policy and state/federal regulatory guidelines (RESPA, TILA, etc.) to ensure every file is audit-ready.
Requirements
- At least 2 years of professional office experience, with a minimum of 1 year specifically in the mortgage or banking industry.
- Proven ability to manage client relationships and execute marketing initiatives aimed at both retention and new lead generation.
- General fluency in FNMA, FHLMC, FHA, and VA guidelines.
- Previous experience with Encompass LOS (or similar mortgage software) and proficiency in Google Workspace.
- An uncompromising eye for detail and the ability to juggle a high-volume pipeline.
- Elite verbal and written communication skills,you’ll be representing SoFi to clients and external partners daily.
Nice to Have
- Direct experience with Blend and/or Salesforce.
- 1+ years of experience as a Loan Originator or Senior Processor.
- National and multi-state NMLS licensing maintained within the past 12 months.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.