Description
We are seeking a Vice President to join our Wholesale Credit Risk Sanctioning team in Mumbai. As a Wholesale Credit Risk Sanctioning - LevFin - VP, you will independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors.
Your main responsibilities will include:
- Analysing complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
- Monitoring the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
- Evaluating the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
- Documenting credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
- Developing and implementing strategies to mitigate identified credit risks and optimise portfolio performance.
As a Vice President, you will also be expected to:
- Contribute to or set strategy, drive requirements, and make recommendations for change.
- Plan resources, budgets, and policies; manage and maintain policies/processes; deliver continuous improvements and escalate breaches of policies/procedures.
- Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work of your team.
- Collaborate with other areas of work to provide business-aligned support.
The ideal candidate will have:
- Strong experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the High Risk/LevFin domain.
- Experience in credit risk, preferably in an international banking environment, covering Leveraged and/or High Yield clients.
- Team management experience.
- Good analytical skills with attention to detail, ability to provide big-picture decision making.
- Good interpersonal, verbal, and written communication skills.