Description
Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
Your mission is to design the Product Risk and Compliance Program for Wise to offer Credit Cards across our licenses around the world. This is a first line of defence hands-on role, embedded in the Global Spend team.
Responsibilities:
- Regulatory: Stay ahead of issuing compliance, schemes and regulatory trends. Translate and implement regulatory requirements for Product and Engineering Teams to seamlessly execute on. Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritisation.
- Risk and controls: Help drive the launch of new products and services by implementing controls in a customer-oriented way whilst at the same time, adhering to regulatory requirements. Challenge any assumption that is not a correct reflection of the Wise’s program and coordinate evidencing controls as necessary. Define the Global Regulatory and Compliance Risk metrics for the Credit products globally, supporting local teams to regionalise global KRIs.
- Reporting and external engagement: Report on the health of the Credit Card program in front of internal and external stakeholders. Lead Credit Card Regulatory, Fincrime and Risk discussions and forums. Take part in industry associations initiatives.
Qualifications:
- 8 years experience working in Compliance, ideally worked at Financial or Payments Institutions, Card Schemes or Law or Consultancy Firms.
- Advising and solving regulatory challenges on card schemes or other issuing solutions (i.e. Debit cards, local schemes, etc) for at least 5 years.
- Experience spans across more than one area of compliance: fraud and financial crime risks, consumer protection, segregation of funds, regulatory issuing regimes and more.
- Natural owner that drives and delivers projects from inception to completion and can go into the details of each and every problem within their domain space.
- Engaging communicator, willing to collaborate with different audiences (i.e. from Regulators to engineers).
- Analytical, use data to make decisions and challenge assumptions.
- Experience (or desire) in working in a fast-growing environment and apply previous industry experience in a new paradigm that reflects how Wise works.
- Willingness to travel occasionally to our offices globally.