Description
We are seeking an Associate Vice President to join our Credit Analytics team, specialising in Commercial Real Estate lending across the UK and US.
You will conduct detailed analysis of loan opportunities spanning major property types , Residential, Office, Retail, Industrial, Lodging, and Healthcare , building financial models, drafting credit reports, and engaging directly with clients and stakeholders throughout the credit process.
Responsibilities:
- Conduct detailed analysis of loan opportunities across all major CRE property types.
- Draft concise, well-structured credit reports with clear key takeaways.
- Build detailed financial models covering transaction details, financial statement analysis, projections, ratio analysis, and credit metrics.
- Conduct sensitivity analysis and stress testing on projections.
- Identify deal-specific covenants.
- Conduct detailed industry and market studies.
- Review and evaluate third-party reports.
- Interact with clients and stakeholders.
Requirements:
- 5–8 years of relevant experience in credit analysis, CRE finance, or a related role.
- Strong financial analysis skills.
- Strong understanding of Commercial Real Estate.
- Proven ability to draft clear, concise, and well-reasoned credit reports.
- Strong communication skills.
- A proactive, results-driven mindset.
Nice to Have:
- MBA, PGDM, CA, or CFA.
- Experience across both UK and US CRE markets.
- Prior exposure to covenant structuring or loan monitoring frameworks.
- Familiarity with cost budget review and construction lending analysis.
Benefits:
- Comprehensive medical cover.
- Wellbeing programs.
- Time off policies.
- Life milestones support.
- Flexible benefits.
- Growth and development opportunities.