Description
HSBC Life is a world-class institution where you can specialize in Insurance but enjoy the advantages that come with being part of a leading global international bank.
In this role, you will apply HSBC’s underwriting policies and principles to ensure sound and profitable business.
Key responsibilities:
- Apply underwriting policies and principles to ensure sound and profitable business
- Accept or authorize new business cases or policy changes within delegated authority limits
- Monitor and update underwriting rules and guidelines to ensure market competitiveness and alignment with evolving medical and insurance risk standards
- Identify opportunities to streamline internal processes and procedures
- Ensure compliance with established procedures, service standards, Group policies, and regulatory requirements
- Contribute to a customer-centric environment
- Build strong relationships with internal and external stakeholders
- Deal with challenges and problems promptly and professionally
- Participate in underwriting projects and product development
To be successful, you will need:
- A degree qualification and professional qualification (LOMA, ALU, ALUCA, or CII desirable)
- Solid experience in Life insurance with underwriting authority across Life, CI, and Medical businesses in the High Net Worth field
- Substantial financial sum insured authority
- Experience in managing complex cases, including liaison with Reinsurers
- Complex medical health impairment authority (+150% extra mortality or morbidity)
- Full authority and experience in cross-border international risk assessment disciplines
- Strong interpersonal, customer service, and communication skills
- Self-motivated and proactive with the ability to act with minimal direction