Environmental Associate Broker

Howden is seeking an Environmental Associate Broker to support its Environmental practice. This role works alongside senior brokers and producers to place and manage environmental insurance programs for clients across industries including manufacturing, real estate, construction, energy, and waste management.

Responsibilities

• Marketing and Placement:

+ Prepare and submit marketing submissions to environmental carriers for new and renewal business + Support the negotiation of terms, conditions, and pricing with carrier partners + Review policy forms, endorsements, and quotes for accuracy and completeness

• Account Management:

+ Maintain and service an assigned book of environmental accounts + Prepare renewal strategies, exposure summaries, and coverage comparisons in coordination with senior brokers + Process policy changes, endorsements, and certificates of insurance

• Relationship Management:

+ Build and maintain working relationships with carrier underwriters + Collaborate with claims, account management, and other internal teams to deliver a consistent client experience + Support client meetings and renewal presentations as needed

• Technical Development:

+ Develop and maintain working knowledge of environmental coverage lines, regulatory considerations, and industry trends + Stay current on environmental market conditions, carrier appetite, and emerging risk areas

Requirements

• 1-3 years of experience in insurance brokerage, underwriting, or a related environmental/risk management field
• Familiarity with environmental insurance coverage lines is preferred but not required
• Active Property & Casualty insurance license, or willingness to obtain one within an agreed timeframe
• Strong analytical, organizational, and written/verbal communication skills
• Ability to manage multiple accounts and competing deadlines
• Bachelor's degree preferred

Compensation and Benefits

• Expected base salary range: $90,000-$100,000
• Commission-based incentive program
• Medical, dental, and vision insurance
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance