Description
We are seeking a Specialist Underwriter to join our team responsible for commercial accounts of $50,000 and above. As a Specialist Underwriter, you will evaluate and select complex risks in property and liability insurance, playing a key role in growing our business insurance portfolio. You will work closely with brokers, manage renewals, identify new business opportunities, and utilize your technical expertise.
Responsibilities:
- Analyze and select business by identifying client needs and risk characteristics
- Collaborate with the engineering team to interpret trends and recommendations
- Conduct technical reviews of complex accounts under your responsibility
- Follow up on pending recommendations with internal partners
- Develop and maintain strong relationships with brokers and other internal stakeholders
- Preserve the quality and profitability of the business insurance portfolio
- Transfer risks exceeding your decision-making authority to headquarters
- Identify potential issues in loss ratios and emerging trends
- Master systems, tools, and computer programs related to commercial underwriting
- Participate in audits and quality controls
- Stay up-to-date on industry trends, news, and regulatory changes
Requirements:
- Minimum 7 years of experience in business insurance (production)
- Excellent French and English language skills, both written and verbal
- Strong risk analysis, pricing, and product knowledge, particularly in construction, manufacturing, retail, and wholesale sectors
- In-depth knowledge of risk selection principles, insurance contracts, and pricing programs
- Functional understanding of related areas (claims, risk management, accounting)
- Proficiency in Microsoft Office
- Ability to build lasting relationships with brokers and clients
- Collaborative mindset and ability to work effectively with internal teams
- Positive leadership, professional autonomy, and ability to act as a mentor
- Capacity to understand and anticipate broker and client needs
What we offer:
- Comprehensive compensation package including base salary, annual bonus eligibility, retirement savings plan, employee stock ownership plan, health benefits, wellness initiatives, and volunteer opportunities
- Hybrid and flexible work model
- Exceptional career development opportunities
- Competitive vacation policy with the possibility of purchasing 5 additional days per year
- Employee-led programs focused on gender, LGBTQ+ community, origins, diversity, and inclusion
- Corporate wellness programs to support employees' physical and mental health