Description
Visa's Product and Payment Services Risk (PPSR) organization is seeking a highly strategic and technically adept risk leader to serve as the primary Risk Business Partner supporting Risk and Security Solutions (RAS).
As a trusted advisor to senior executives, you will influence critical decisions that shape Visa's risk posture across a portfolio of market-leading risk, fraud, identity, authentication, and data-driven solutions.
Strategic Risk Leadership
- Serve as the primary risk advisor to the Risk and Security Solutions organization, influencing business strategy, product development, operational execution, and long-term growth initiatives.
- Partner with executive leadership to identify, assess, monitor, and mitigate key enterprise, operational, technology, model, regulatory, and strategic risks.
- Develop and maintain a forward-looking view of emerging risks impacting fraud management, digital identity, authentication, data products, AI/ML capabilities, and payment ecosystems.
- Assess strategic initiatives, partnerships, and business transformations through a risk lens while enabling responsible innovation.
- Provide effective challenge and risk-based recommendations to senior executives to support informed decision making.
Fraud, Data & Analytics Risk Expertise
- Partner closely with fraud, analytics, and product teams responsible for fraud prevention, risk scoring, identity verification, authentication, and machine learning solutions.
- Evaluate risks associated with data-driven products, AI/ML models, predictive analytics, fraud detection platforms, and automated decisioning capabilities.
- Identify potential control gaps, model risks, data governance concerns, operational vulnerabilities, and emerging fraud threats.
- Support risk oversight of data ecosystems, fraud models, identity solutions, and strategic analytics initiatives.
Enterprise Risk Management & Governance
- Connect Visa's Risk Appetite Framework with business strategy, products, and operational objectives.
- Lead risk assessments for significant initiatives, product launches, and emerging business opportunities.
- Drive compliance and execution across enterprise risk programs.
- Develop both top-down and bottom-up risk views to provide meaningful risk insights to executive leadership.
- Strengthen first-line risk ownership and accountability through proactive partnership and governance.
Executive Engagement & Influence
- Present risk themes, emerging threats, and portfolio-level risk insights to senior leadership.
- Develop risk narratives that enable strategic decisions and support business growth.
- Serve as a trusted thought partner to executives, helping balance risk management, innovation, customer experience, and commercial objectives.
- Drive leadership reporting, regulator engagement support, and risk committee materials.
Change & Transformation Leadership
- Support large-scale strategic initiatives involving fraud technologies, identity solutions, AI-enabled capabilities, data modernization, and new business models.
- Lead efforts to enhance resiliency, operational effectiveness, governance, and controls maturity across the organization.
- Foster a strong risk culture by embedding risk management practices into business processes and strategic planning activities.
This position is Hybrid role to be based in either our San Francisco, CA office locations. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.