Description
Mastercard's Small and Medium Enterprise (SME) business is focused on enabling small businesses to start, grow and thrive through innovative payment products, solutions and experiences. The Manager, Global SME Credit Product Manager will play a key role in developing Mastercard's global entry-level credit proposition for small businesses, with a focus on expanding access to credit and enabling issuers to serve new and underserved SME segments.
Responsibilities:
- Be a key member of the global Small Business Credit team, helping to build and evolve a best-in-class credit proposition for SMEs globally
- Drive the development and growth of Mastercard's entry-level SME credit products, ensuring the proposition addresses the needs of small businesses and issuers across different markets
- Support the establishment and launch of a new global SME credit program designed to accelerate credit issuance and expand access to credit for small businesses
- Support the development of the program strategy, value proposition, product requirements, operating model and commercialization approach
- Conduct market, customer, and competitive analysis to identify unmet market needs, emerging trends and opportunities to strengthen Mastercard's SME credit offering
- Size market and commercial opportunities, develop business cases and use data and insights to support product decisions
- Translate strategy and customer needs into clear product requirements and work with cross-functional teams to steer initiatives through the product development lifecycle from concept to launch
- Partner closely with regional teams to identify priority markets and customers, build a pipeline of opportunities and support issuer commercialization
Requirements:
- Experience in product management, product strategy, payments, commercial cards (preferably small business) or related financial services field
- Experience or demonstrated interest in small business financial inclusion, small business lending, underserved segments or solutions designed to expand access to financing is highly valued
- Strong interest in small business credit and the role payments and financial services can play in expanding access to credit
- Analytically minded, with the ability to size opportunities, develop business cases and use data to inform product decisions and priorities
- Strong product management capabilities, with the ability to translate user and customer needs into product requirements and drive initiatives through development and commercialization
- Comfortable working with both commercial and technical stakeholders and developing an understanding of the capabilities and infrastructure required to deliver new products
- Strong project management and organizational skills, with the ability to manage multiple workstreams and drive execution across cross-functional teams
- Strong communication skills and ability to synthesize complex information into clear recommendations for different audiences
- Collaborative and comfortable working across global and regional teams in a matrixed organization