Description
We are seeking an experienced leader to serve as Director, Commercial Risk, Underwriting & Portfolio Management at Capital One. The successful candidate will possess deep regulatory expertise and extensive experience in advising management on commercial credit matters.
The Director will be responsible for leading and enhancing governance and remediation activities across the commercial underwriting and portfolio management activities of Capital One's Commercial Bank. The ideal candidate will have strong communication and relationship-building skills, with the ability to interact with internal and external stakeholders, including senior leadership teams, regulators, and business unit leaders.
Key responsibilities include:
- Serving as the business unit's resident expert on regulatory matters surrounding commercial credit topics
- Staying current on regulatory expectations and keeping the business unit informed of anticipated regulatory actions or shifts in tone and expectations
- Working with Commercial Risk, Credit Review, and Regulatory Relations teams to create a strategy to address key changes within the business unit
- Serving as a subject matter expert on critical changes pertaining to regulatory reporting
- Ensuring the Commercial UW&PM business unit's processes and governance routines are consistently in conformance with regulatory and enterprise expectations
- Working with the business unit to ensure all regulatory documentation requirements are met
- Establishing a clear framework around how to evaluate transactions through the eyes of Credit Review and/or regulatory counterparts
- Working regularly with the various UW&PM teams at the transaction level as their go-to, in-business counsel
- Helping maintain sound, compliant and appropriate solutions to complex regulatory matters
- Working with Commercial Risk, Regulatory Relations, Credit Review and Audit teams to respond to and remediate escalated findings
- Serving as a liaison between the UW&PM organization and the broader Commercial Fraud organization
- Managing multiple, complex initiatives simultaneously and leveraging project management and planning skills with a forward-thinking approach.
The minimum and maximum full-time annual salaries for this role are: Charlotte, NC: $187,300 - $213,700 McLean, VA: $206,000 - $235,100 Richmond, VA: $187,300 - $213,700
This role is also eligible to earn performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.