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From the employer's careers site First seen 31 Oct 2026

Software Engineer, Trust & Safety

Chime Chicago, IL Hybrid senior full-time

Salary

$117,000-$184,000 USD per year

Apply on Chime

Description

Chime Engineering is growing rapidly as we scale to meet the financial needs of our members. We're looking for driven engineers with strong leadership skills to help evolve our risk architecture, enabling deeper insights and stronger protections for our members.

As a Backend Engineer, you'll provide technical leadership to the team, helping drive the modernization of one of our Chime Platforms within Trust & Safety. Your work will ensure a secure, seamless, and frictionless experience for our members. You’ll lead key projects end-to-end by setting technical direction, shaping system architecture, mentoring engineers, implementing APIs, collaborating with data engineers and analysts, and ensuring the reliability and performance of the platform,while also contributing to other team initiatives as needed.

Responsibilities

  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
  • Work with the mobile team to design and build strong, resilient APIs that propel our mobile app
  • Collaborate with multi-functional teams to understand member struggles and come up with creative solutions
  • Proactively find opportunities for improving the reliability and scalability of our systems
  • Work across the engineering team to improve and uphold high technical standards
  • Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

Requirements

  • 3+ years developing software in a production environment at scale
  • Experience with Ruby on Rails or comparable frameworks
  • Experience working with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • An appreciation of maintainable and well-tested code
  • A desire to learn and dive into the deepest levels of how things work
  • Start-up experience as an added plus

Benefits

  • $117,000-$184,000 USD base salary
  • Bonus(es), competitive equity, and benefits for full-time employees
  • In-office work policy with four days a week in the office and Fridays from home for those near one of our offices
  • Backup child, elder, and pet care and subsidized commuter benefits for eligible employees
  • Comprehensive health, financial, and wellbeing benefits
  • Generous vacation policy and company-wide paid days off
  • 1% of your time off to support local community organizations of your choice
  • Annual wellness stipend to use towards eligible wellness related expenses
  • Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
  • Access to family planning reimbursement

Skills

Required

  • Ruby on Rails
  • transactional databases
  • caching systems
  • architectural patterns
  • large-scale web applications

Nice to have

  • start-up experience

Ready to apply?

You apply with the employer directly. Their original posting is here: https://job-boards.greenhouse.io/chime/jobs/8875663002

Apply on Chime