Description
At Adyen, a leading financial technology platform, we are seeking a Senior Fraud Risk Management Expert to join our Financial Crime Compliance Department in Amsterdam.
As a Senior Fraud Risk Management Expert, you will play a crucial role in ensuring that Adyen's business is conducted ethically and sustainably. Your primary focus will be on hands-on Fraud Risk Assessments, designing end-to-end Fraud Control Frameworks, and assessing control effectiveness across our global products.
Responsibilities:
- Guide the design and oversee the build of the end-to-end Fraud Control Frameworks. Define baseline fraud controls tailored to specific client segments and financial products.
- Perform deep-dive Fraud Risk Assessments. Lead risk evaluations (e.g., Issuing Fraud risk assessments, Account Takeover, First-Party Fraud, Application Fraud) focusing on customer segments, new product launches, payment channel exposures, and product usage patterns.
- Assess, validate, and monitor Fraud control effectiveness. Evaluate whether existing fraud controls are working effectively, supporting 1st/2nd line efforts to optimize detection capabilities and reduce false positives.
- Drive continuous improvement of the Fraud Compliance Framework. Proactively spot gaps, optimize existing controls, coordinate cross-functional initiatives, and track progress until frameworks reach required maturity levels.
- Mature the External Fraud Governance Framework & Policies. Take full ownership of the External Fraud Policy and associated operational procedures; continuously review, update, and mature the global framework.
- Partner with Key Stakeholders. Collaborate closely with Operations, Product, Risk, and Regulatory teams to co-create pragmatic fraud mitigations.
- Support Regulatory & Scheme Interactions. Provide expert fraud insights for regulatory inquiries, scheme reviews, and compliance audits with a global lens.
- Challenge the status quo. Proactively identify better ways to manage fraud risk for novel products and channels, balancing regulatory expectations, fraud loss reduction, user experience, and commercial growth.
- Deliver specialized Fraud training. Design and deliver targeted training on emerging fraud typologies, scheme rules, and control frameworks across the business.
Requirements:
- You're a seasoned Fraud Risk expert with 3+ years of hands-on experience in a fraud role.
- Financial Services is your world. A solid foundation in the FS sector is mandatory. Deep expertise within the payments industry,specifically acquiring/issuing ecosystems, scheme rules, and fraud typologies,is a significant advantage.
- You're curious and stay ahead of the curve. You genuinely enjoy keeping up with the latest Fraud trends, emerging threat vectors, and regulations.
- You connect with people and challenge ideas. You thrive in working with different teams and can explain complex fraud or compliance topics simply.
- You're a natural problem-solver. When faced with a new product proposition or a tricky fraud control gap, your first instinct is to dig in, analyze the data, figure it out, and drive a pragmatic solution.
- Clear communication is key to everything we do. You speak and write English fluently.