Description
Cash App Investing is seeking a Compliance Officer to lead and mature the compliance program for its FINRA/SEC-regulated investing business. The successful candidate will provide senior compliance leadership across broker-dealer obligations, product advisory, regulatory engagement, governance, and team execution.
Responsibilities:
- Lead the Cash App Investing compliance program, including policies, procedures, controls, monitoring, testing, reporting, and governance.
- Maintain and enhance written supervisory procedures, supervisory controls, escalation routines, and compliance operating processes.
- Advise Product, Engineering, Operations, Marketing, Legal, and business leaders on investing product development, customer communications, and regulated activities.
- Oversee core broker-dealer compliance obligations, including communications review, complaints, regulatory filings, books and records, employee supervision, product reviews, and issue management.
- Lead or support FINRA, SEC, state, and other regulatory exams, inquiries, responses, remediation plans, and regulator engagement.
- Partner with Financial Crimes Compliance on AML, suspicious activity monitoring, investigations, fraud, identity theft, and related regulatory expectations.
- Oversee compliance considerations for third-party and outsourced functions, including clearing broker and vendor relationships.
- Develop clear reporting for senior leadership, governance forums, and the Board on risks, issues, exams, remediation, and program maturity.
- Lead and develop a compliance team with clear ownership, sustainable coverage, and strong accountability.
Requirements:
- 10+ years of compliance experience, including significant experience in broker-dealer, securities, fintech, financial services, or similarly regulated environments.
- Deep knowledge of FINRA and SEC requirements applicable to retail broker-dealers and digital investing platforms.
- Experience serving in a senior compliance, chief compliance officer, deputy CCO, or comparable compliance leadership role.
- Experience managing regulatory exams, regulatory inquiries, remediation plans, and regulator communications.
- Strong understanding of supervisory controls, written supervisory procedures, communications review, complaints, books and records, regulatory filings, and product compliance.
- Experience advising product, engineering, operations, legal, and business teams on regulated financial products.
- Strong judgment, communication skills, and ability to make risk-based decisions in ambiguous, fast-moving environments.
- Demonstrated ability to lead, coach, and develop compliance professionals.
Preferred Qualifications:
- FINRA principal registration, such as Series 24, or ability to obtain required registrations promptly.
- Series 7, Series 14, Series 63/65/66, or other relevant securities registrations.
- Experience with mobile-first investing products, embedded financial services, clearing broker oversight, or fintech broker-dealer models.
- Experience supporting Board-level governance and regulated-entity reporting.