Description
We are seeking a Deputy Chief Compliance Officer to support the establishment of Builders Bank & Trust, a proposed uninsured national trust bank. The Deputy Chief Compliance Officer will assist in designing, implementing, and administering the bank's compliance management system and BSA/AML program.
Responsibilities:
- Support the CCO/BSA Officer in establishing and maintaining the trust bank's Compliance Management System
- Assist in designing, maintaining, and executing BSA/AML policies, procedures, and internal controls
- Support customer identification, customer due diligence, enhanced due diligence, beneficial ownership, and ongoing customer risk rating processes
- Oversee day-to-day compliance operations related to transaction monitoring, alert review, case escalation, SAR investigation support, and FinCEN reporting workflows
- Support OFAC sanctions screening, sanctions escalation, Travel Rule compliance, and digital asset wallet screening processes
- Help implement and tune blockchain analytics tools used for transaction monitoring, wallet screening, typology development, and sanctions risk detection
- Develop and maintain digital asset-specific AML typologies, red flags, and escalation procedures for custody and fiduciary activities
- Coordinate compliance monitoring and testing activities, including tracking of findings, remediation plans, root-cause analysis, and evidence of closure
- Support annual independent BSA/AML audit and compliance testing
- Assist with OCC examination preparation, document production, management responses, and remediation of supervisory findings
Requirements:
- 7+ years in compliance, BSA/AML, financial crimes, or regulatory compliance at a federally supervised financial institution or similarly regulated financial services firm
- Strong working knowledge of BSA/AML program requirements
- Experience supporting compliance programs subject to OCC, Federal Reserve, FDIC, FinCEN, or state banking regulator examination
- Familiarity with compliance management systems, compliance testing, issue management, regulatory change management, and Board-level reporting
- Experience with digital asset AML risks, blockchain analytics, virtual currency typologies, wallet screening, or Travel Rule compliance
Preferred Qualifications:
- CAMS certification
- Prior experience at a trust company, custody bank, digital asset exchange, or digital asset custody provider
- Experience helping build or scale a BSA/AML or compliance program for a de novo bank, trust company, or newly regulated financial institution