Description
We are seeking a Risk Analyst to join our Global Credit Rating Team (GCRT) in Mumbai, India. As a Risk Analyst, you will undertake accurate and timely credit analysis of counterparties, write rating reports and credit reviews, and participate in live trades with onshore credit officers.
Key Responsibilities:
- Undertake accurate and timely credit analysis of counterparties by identifying business and financial risk
- Write rating reports and credit reviews for recommendation to senior members for approval
- Active participation in live trades with onshore credit officers
- On-going monitoring and surveillance of assigned international portfolios
- Understand various banking products and credit documentation
- Manage own credit portfolio and assist senior decision makers to make informed decisions
- Interface directly with credit officers and other stakeholders
- Participate in ad-hoc projects related to portfolio exercises and regulatory developments
- Ensure compliance with relevant and applicable local and global regulatory and policy requirements
Requirements:
- Relevant professional qualifications (MSc, MA, MBA, CA, CFA, etc.)
- Relevant work experience in credit underwriting
- Strong analytical skills, knowledge of financial markets and economic trends
- Strong accounting background, knowledge of financial ratios and financial statement analysis
- Proven ability to leverage AI tools to enhance productivity
What we offer:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under childcare assistance benefit
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program
- Comprehensive hospitalization insurance
- Accident and term life insurance
- Complementary health screening for 35 years and above