Credit Analyst - Structured Finance and Alternative Investment Funds

We are seeking a Credit Analyst to join our Structured Finance and Alternative Investment Funds team at S&P Global Ratings. You will evaluate the credit risk of securitized products and fund structures, analyzing underlying asset performance, structural protections, cash-flow mechanics, and stress scenarios. Your work will help issuers and investors compare complex instruments and provide market-relevant perspectives on performance trends and issuance conditions.

The Impact and Responsibilities:

• Build credit judgment through coaching, feedback, and standard methodologies to strengthen analytical quality and trust.
• Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automation that support judgment, reduce rework, and accelerate delivery.
• Support the onboarding and development of junior colleagues through guidance on analytical routines, quality standards, and the effective use of approved tools.
• Contribute to workflow improvement initiatives and support innovation by challenging existing processes and applying fresh perspectives to complex data and problem-solving.
• Own delivery for assigned credits, maintaining clear status updates, strong prioritization, and early escalation of risks to ensure timely, decision-ready outputs.
• Maintain ongoing surveillance for assigned credits, synthesizing developments into insights that support analytical discussions and rating committee materials.
• Build and maintain analytical materials using standard templates, applying automation to reduce rework while retaining human ownership of conclusions.
• Use approved generative AI and large language model tools to support research, comparison, and drafting tasks.
• Collect, reconcile, and validate data, identifying anomalies and gaps early; document assumptions and standardize routines to reduce operational risk.
• Support rating committees by preparing well-evidenced materials and responding to follow-up questions with clear transparency on sources and assumptions.
• Translate data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders, adapting technical content to suit the audience.

What We're Looking For:

• Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
• Collaborative working style with the ability to manage priorities and communicate clearly in a team-oriented environment.
• Learning agility and a continuous improvement mindset, with comfort adopting new tools while maintaining quality and accountability.
• Demonstrated ability to support junior colleagues through guidance, quality checks, and knowledge sharing, including responsible AI practices.
• Strong research and data analysis skills, including financial statement competence and a solid understanding of credit and risk concepts.
• Practical experience using generative AI or large language model tools to support analysis, research, or drafting in a professional context.
• Strong spreadsheet skills and a willingness to develop proficiency in data and automation tools, including the ability to supervise and validate automated outputs.
• Experience supporting financial modeling preferred.
• Effective written and verbal communication skills, with the ability to present research and analysis in a clear, structured format that supports informed decision-making.

Compensation and Benefits Information:

The anticipated base salary range for this position is $62,000 to $89,000 USD. Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan.

Benefits:

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards,small perks can make a big difference.