Description
The Financial Institutions Ratings team at S&P Global Ratings delivers independent credit opinions on banks and securities firms. As a Senior Analyst covering financial institutions, you will own the credit ratings process for an assigned portfolio of bank and securities firm credits, producing independent, well-supported credit opinions that inform investors, issuers, and the broader market.
Responsibilities:
- Lead the full credit ratings process for assigned financial institutions
- Manage ongoing surveillance for an assigned portfolio, conducting fundamental credit analysis and identifying developments that may affect creditworthiness
- Conduct detailed research and analysis on industry topics, including capital frameworks, operational risk, and liquidity risk
- Analyze complex or less clearly defined credit issues, applying sound analytical judgment and available data to identify appropriate approaches and recommendations
- Engage professionally with issuers and internal partners to gather information, communicate analytical views, and support the delivery of high-quality credit analysis
- Share analytical knowledge and provide guidance to junior colleagues
The anticipated base salary range for this position is $92,000 to $153,000. The role is eligible for an annual incentive plan and additional S&P Global benefits.
Required Skills and Experience:
- 3+ years of relevant experience in credit or equity research, banking, risk management, underwriting, or a related analytical field
- Demonstrated ability to analyze financial statements, apply accounting concepts, and conduct fundamental credit analysis of financial institutions
- Understanding of fixed income and debt capital markets and their application to credit analysis or research
- Ability to evaluate complex information, exercise sound analytical judgment within established frameworks, and communicate recommendations clearly and effectively
- Proficiency in Microsoft Excel, Word, and PowerPoint
- Fluent English
Preferred or Helpful Experience:
- FRM (Financial Risk Manager) designation or equivalent risk management certification
- Experience contributing to analytical projects or team initiatives and working effectively across functions
- Experience providing guidance or sharing technical knowledge with junior colleagues
- Experience using coding or programming tools to support financial analysis or data processing