Description
We are seeking a Business Clients Credit Advisor, AS to join our team in Ahmadabad, India.
The primary objective of this role is to enhance the value of the savings account portfolio through cross-selling, leading to an increase in fee income, and to acquire new clients.
Your Key Responsibilities:
- Advise on credit-related client solutions and assess loans from an income and risk perspective
- Prepare credit submissions for approval and monitor credit exposures
- Identify business clients' credit needs and propose suitable products and services
- Support efforts to gain new business and grow earnings potential from existing clients
- Develop bespoke products and solutions for clients
- Work with functional and cross-functional colleagues to ensure products meet client needs
- Maintain and grow business contacts and leads in the lending business
- Ensure compliance with internal and credit-related regulations
What We Offer:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under childcare assistance benefit
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term Life Insurance
- Complimentary health screening for 35-year-olds and above
Your Skills and Experience:
- Minimum 8-12 years of experience in a relevant field
- Excellent communication skills in English
- Well-groomed and professional demeanor
- Strong knowledge of investments, wealth management, mutual funds, PMS, and insurance
- Proven ability to leverage AI tools to enhance productivity and optimize workflows