Description
Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
We’re looking for an experienced AML expert to strengthen how Wise identifies and manages money laundering and terrorist financing risk across its APAC markets. You’ll bring together regional regulatory expectations, local typology knowledge, and internal risk evidence to identify enhancements to AML control coverage and effectiveness.
Responsibilities
- Shape APAC’s AML risk and control priorities
- Lead APAC PC&R’s assessment of ML/TF typologies, control coverage, and control effectiveness across our APAC markets
- Work closely with local APAC market PC&R Managers to create a coherent regional view of AML risks, gaps, and priorities
- Identify and prioritise opportunities to introduce new controls or enhance existing controls
- Translate AML risks and regulatory expectations into clear outcomes and requirements for the relevant Product, Analytics, and Engineering teams
- Represent APAC in the design and localisation of controls developed by global AML Product, Analytics and Engineering
- Provide AML expertise throughout the control lifecycle: from typology and red flag identification through design, testing, deployment, and ongoing monitoring / assurance
- Work with AML Operational teams to understand how ML/TF risks manifest in practice and develop a deep understanding of operational handling to identify improvement areas
- Support cross-functional decisions by making the relevant evidence, trade-offs, dependencies, limitations, and residual risks clearly understood and visible
- Connect AML work with adjacent areas (e.g. KYC, Customer Risk Assessment and Fraud) where layered controls or shared risk indicators can produce better outcomes
- Communicate APAC risks, evidence gaps, recommendations, and progress clearly to regional and global stakeholders
- Support regulatory engagements on AML topics across APAC, including coordinating responses to regulator requests and participating in regulatory inspections/exams
- Build strong working relationships across regional and global PC&R, Product, Analytics, Engineering, Operations, and Compliance teams
Qualifications
- Minimum 7+ years in payments, fintech, banking, or other relevant financial services roles
- Experience in AML model or scenario development, tuning, validation, and governance
- Experience of engagements with APAC regulators and external auditors
- High levels of ownership and autonomy, the ability to proactively identify improvement opportunities or areas of elevated risk, and the ability to drive work from inception to completion at pace with limited oversight
Nice-to-have
- Experience in other financial crime domains in addition to AML - e.g. KYC, Customer Risk Assessment, Fraud
- Experience using SQL or other analytical tools
- Willingness to travel, as Wise offices and our global AML Product teams are located across different countries