Analyst/Associate, Collateral Analyst

We are seeking an Analyst or Associate level Collateral Analyst for our financing team, primarily to support the residential mortgage loan business.

This role is central to ensuring portfolio integrity, maintaining compliance with our credit framework, and supporting the operational and risk management infrastructure that underpins our warehouse lending activities.

Responsibilities

• Collateral Intake and Credit Box Compliance: Assist in reviewing all incoming loan collateral against our pre-defined credit box by evaluating loan characteristics and supporting documentation.
• Portfolio Surveillance: Conduct ongoing surveillance of the active loan portfolio, monitoring for credit deterioration, undue concentration risk, and data defects using monthly servicing data and periodic credit updates.
• Processing Servicing Data: Assist in validating and reconciling loan balances, paydowns, and status changes across the portfolio.
• Process Automation: Identify manual workflows and screening logic that are candidates for automation, working closely with the IT development team to audit current processes and assist in the design and testing of automated solutions.
• Risk Management: Assist in the identification, measurement, and monitoring of key risk exposures at the portfolio level, including counterparty, market, and credit risk.

Requirements

• Bachelor's degree in Finance, Economics, Business, or related field
• 2–3 plus years of experience in credit analysis, loan portfolio management, mortgage origination, or related finance function
• Strong Excel proficiency and comfort with data manipulation, validation, and reconciliation
• Ability to work with structured data; familiarity with databases or SQL is a plus
• Excellent attention to detail and a commitment to data accuracy and process discipline
• Clear written and verbal communication skills
• Demonstrated ability to work across teams and manage multiple priorities in a fast-paced environment

Nice-to-have

• Experience in whole loans and/or securitization analytics (RMBS, or other structured product types)
• Familiarity with or background in mortgage/warehouse lending
• Knowledge of credit rating methodologies or portfolio risk analytics
• Experience with business process automation or requirements gathering for IT projects
• Proficiency in Python, R, or other data analysis tools

What's in it for you?

• A comprehensive Total Rewards Program including competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Opportunities to do challenging work.
• Opportunities to build close relationships with clients.
• The expected salary range for this particular position is $135,000-$200,000, depending on your experience, skills, and registration status, market conditions and business needs.