Description
We are seeking a Credit Officer, Associate to join our Global Credit Analytics Function (GCAF) team in Mumbai.
The GCAF is responsible for assigning and surveilling Probability of Default Ratings to Corporate and Institutional counterparties. As part of this role, you will undertake accurate and timely credit analysis of counterparties, write rating reports and credit reviews, and participate in live trades with onshore credit officers.
Key responsibilities include:
- Conducting credit analysis of counterparties, including corporates and financial institutions
- Preparing cash flow models and forecasts, and performing peer analysis
- Writing rating reports and credit reviews for senior members' approval
- Participating in live trades with onshore credit officers and providing recommendations
- Monitoring and surveilling assigned international portfolios, including rating changes and market developments
- Understanding various banking products, including trade finance and derivatives, and credit documentation
We offer a range of benefits, including:
- Best-in-class leave policy
- Gender-neutral parental leaves
- 100% reimbursement under child care assistance benefit
- Flexible working arrangements
- Sponsorship for industry-relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive hospitalization insurance for you and your dependents
- Accident and term life insurance
- Complimentary health screening for 35-year-olds and above
Requirements:
- Relevant professional qualifications, such as MSc, MA, MBA, CA, or CFA
- Relevant work experience in credit underwriting
- Strong analytical skills, knowledge of financial markets, and economic/industry trends
- Strong accounting background, knowledge of financial ratios, financial statement analysis, and cash flow projections
We will support your growth with training and development opportunities, coaching from experts, and a culture of continuous learning.