Senior Product Manager, Financial Infrastructure

We're hiring a Senior Product Manager to own the rails that move money into, out of and across Float: financial ledgering, financial accounts, payment rails (EFT, wires, ACH, cross-border and FX) and card infrastructure.

Reporting to the GM, Banking, you'll work across three engineering squads to build and maintain the infrastructure behind our corporate cards, payments, FX and banking products.

You'll think about the whole life of a payment , how it starts, how its status is communicated, what happens when it fails or is returned, and how customers and our teams resolve exceptions.

You'll work with a designer, eight engineers and a product operations specialist focused on analytics and go-to-market planning.

Responsibilities:

• Own the Financial Infrastructure roadmap end to end: sizing, sequencing, delivery, launch and iteration.
• Make payment health measurable and keep improving it , success rate, processing speed, failure recovery and reconciliation.
• Evaluate and manage infrastructure partners with our Product Partnerships team, including partner changes and new rail launches.
• Manage dependencies with banks, networks and processors that move on their own timelines. Escalate risks early, with options attached.
• Partner closely with Engineering on APIs, data models, ledger interactions, controls and observability.
• Make trade-off calls across customer experience, speed, reliability, risk, compliance, operational complexity and commercial impact.
• Coordinate across our card, payments and banking products so infrastructure work supports the whole business.
• Learn how finance leaders run payroll funding, tax remittance and multi-currency treasury, and work with Design to build accounts, treasury and FX into those workflows.
• Work with Risk, Compliance, Operations, Finance and GTM from the start, not as approval steps at the end.
• Keep leadership and partner teams clearly informed across many projects at once.
• Use AI tools to speed up discovery, analysis, documentation and decision-making.

Requirements:

• 5+ years in product management, with hands-on experience building and maintaining financial services infrastructure at a startup or scale-up.
• Direct ownership of financial ledgering, money movement or payments products.
• Experience leading a major infrastructure change , such as moving volume to a new bank partner or replacing a core system , while keeping customers and compliance whole.
• Strong project management across external partners with their own timelines.
• Clear, proactive written communication; people know where things stand before they ask.
• Comfort with engineering concepts such as APIs, data models, ledgers and observability.
• Practical examples of using AI in your product work.

Nice to have:

• Canadian or US payments experience, including EFT/ACH, Interac e-Transfer, bill payments and wires.
• Experience working directly with sponsor banks, payment processors and payment networks.
• Experience building business banking, treasury management, accounts payable or accounts receivable products.

Benefits:

• Competitive compensation, equity options, and benefits
• Hybrid work model – we are based in Toronto with in-office days for connection and collaboration
• Enjoy catered team lunches every Tuesday, Wednesday and Thursday
• Bring your pup to our dog-friendly office
• Thrive in a high-trust, high-performance culture where your work truly matters