Manager, Product Management – Identity Solutions

Mastercard Security Solutions Organisation (SSO) is seeking an experienced Product Manager to support the development and commercialisation of next-generation identity, authentication, and fraud solutions across Europe.

The role will focus on emerging identity technologies, payment authentication, tokenisation, and the use of device, behavioural, and identity signals to improve fraud detection and risk decisioning.

Key responsibilities:

• Develop a detailed understanding of evolving payment, authorization, and authentication journeys
• Identify opportunities for Mastercard to deliver value-added identity, risk, and fraud services
• Assess key points in the customer journey for additional data, risk intelligence, or decisioning
• Work closely with global product and technology teams to translate identified opportunities into new product concepts
• Engage with issuers, banks, merchants, wallet providers, and other ecosystem participants to validate customer problems and potential propositions
• Monitor developments across passkeys, FIDO standards, wallet authentication, tokenisation, and emerging payment credentials
• Develop business cases and go-to-market strategies for new capabilities

Requirements:

• Experience working within a bank, issuer, payment network, fintech, 3DS vendor, or payment technology company
• Experience directly involved in wallet provisioning, tokenisation, or authentication implementation programmes
• Strong understanding of PSD2, SCA, EMV 3-D Secure (3DS), and the European payments regulatory environment
• Familiarity with concepts such as device fingerprinting, device reputation, behavioural biometrics, anomaly detection, risk-based decisioning, and authorization decisioning
• Understanding of passkeys/FIDO-based authentication and their role in future payment and authentication journeys
• Experience working across multiple European markets and navigating complex regulatory and customer environments
• Strong analytical and problem-solving skills, with the ability to turn complex technical concepts into clear product propositions and customer use cases
• Strong stakeholder-management skills and ability to work across product, technology, regulatory, and commercial organisations