Business Clients Credit Advisor, AS

We are seeking a Business Clients Credit Advisor, AS, to join our team in Mumbai, India. As a Business Clients Credit Advisor, you will be responsible for advising and supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.

Key Responsibilities:

• Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
• Preparing credit submissions for approval, and independently applying for credit authority or approvals, while monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
• Identifying business clients' credit needs and proposing suitable products, services, and/or solutions
• Supporting efforts to gain new business and grow earnings potential from existing clients
• Advising and guiding teams in the development of bespoke products/solutions/platforms
• Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients
• Optimal utilization of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
• Maintaining and growing business contacts and leads in the lending business
• Compliance with internal and credit-related regulations
• Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines

What We Offer:

• Best-in-class leave policy
• Gender-neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender-neutral)
• Sponsorship for industry-relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 years and above

Requirements:

• Minimum qualification required is Graduation
• Minimum Experience should be 8 – 12 Years in relevant field
• Excellent communication in English and well-groomed
• Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs