Associate, Business Credit OfficeMexico

The Business Credit Office (BCO) team is part of the Chief Operating Office (COO) at HSBC Mexico.

As an Associate, Business Credit OfficeMexico, you will own the end-to-end process of credit for Wholesale Banking customers to support Relationship Managers in structuring credit solutions that meet the financial needs of Corporate, Commercial Real Estate, Financial Institutions, and Multinational customers.

Your main responsibilities will include:

• Contributing to the growth of the lending portfolio by structuring credit solutions for corporate customers
• Identifying and assessing risks to ensure credit risk is properly mitigated and deals comply with Mexican banking regulations and internal policies
• Preparing credit applications with exhaustive assessments of customers, including financial statement analysis and industry analysis
• Monitoring the lending portfolio to detect potential negative trends and ensuring compliance with financial and non-financial terms
• Communicating with customers to gather information and facilitate portfolio management
• Collaborating with supporting teams within HSBC to manage customer relationships efficiently

To succeed in this role, you will need:

• Strong analysis skills
• 2 years of credit analysis experience
• Ability to understand business and industry drivers
• Proactive communication and partnership skills
• Strong organization and sequencing skills
• Strong written and oral communication skills
• Bachelor's degree in Economy, Actuarial Science, Financial Management, Public Accounting, Industrial Engineering, or Chemical Engineering
• Proficiency in English
• Financial Statement Analysis skills
• Basic knowledge of derivatives